Tax Records
 Tax assessment dates vary from town to town and may be in two or four installments during the year. Most home buyers don't pay their taxes directly to the town or city. The mortgage lender will add a monthly amount to the mortgage and hold the extra money in an escrow account to make the property tax payment. If the home buyer puts down 20% or more on their home or reach that amount of equity, they can request the option of paying property taxes on their own.Property tax rates vary from town to town and should be part of consideration of buying a home. Some communities have a significantly higher rate than surrounding towns and, if you are close on how much you can pay for a monthly payment, you may have to knock them off your list. Property tax rates are expressed as a dollar amount per $1000 of value; for example, $13.97. Boston (and all the areas within Boston) home owners have an online service available to them from the Assessing Department. Its purpose is to accurately determine the value of property for the purpose of taxation. The department maintains all property tax records and must assess all propery at its full and fair cash value as of January first of each year. The online database search of parcel ownership data is based upon recorded property transactions at the Registry of Deeds and all map data pertinent to accurate parcel identification.
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